IUL illustrations assume favorable market conditions and project current assumptions to remain constant indefinitely, overestimating future returns and creating false confidence in policy sustainability during retirement income withdrawal phases.
causalpending
Speaker
ChrisEvidence Quote
“they're making them in these favorable market conditions and they're using these current assumptions and they're projecting these current assumptions to never change moving into the future”
Created: 8/13/2026, 9:45:45 AM
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