China's high personal savings rate (roughly 3x that of advanced Western economies) exists because there is no state pension provision; when China's demographic ratio worsens, the savings rate will likely collapse.

causalpending

Speaker

Charles Goodhart

Evidence Quote

If the savings ratio goes down a lot in China... likely to have higher interest rates... less investment... growth worldwide will slow down.

Source

The coming demographics earthquake ft. prof Charles GoodhartMoney & Macro Talks
Created: 8/12/2026, 6:30:58 PM

My Notes

Loading notes...