Banks are losing retail deposits but large deposit exodus is not a systemic concern for big banks because they offer such low rates (e.g., Bank of America 16 basis points) that they are indifferent to deposit flight and can compensate through other sources

factualpending

Speaker

Nick Glinsmann

Evidence Quote

their deposits to the extent that they're leaving they kind of still they kind of uh don't care that they're leaving like the retail deposit rates are something like from Bank of America like 16 basis points so it's horrible so they're letting them leave

Source

A Ban On Money Into China Is Imminent, Says Nicholas GlinsmanForward Guidance
Created: 8/12/2026, 10:32:00 PM

My Notes

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