If governments bail out banks during crises, bank-created money effectively becomes government money, because it then represents a claim on government surpluses, making it inflationary.

causalpending

Speaker

John Cochrane

Evidence Quote

if the banks are all too big to fail then when a bank creates money it's essentially creating government money

Source

Will Western governments soon hit their debt limits? Prof. John CochraneMoney & Macro Talks
Created: 8/12/2026, 6:10:20 PM

My Notes

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