Auto sales remained okay despite higher auto loan rates (15.5-16%) because consumers with low fixed-rate mortgages felt secure enough to take on higher rate auto debt, and the effective cost of their largest expense (housing) was falling, reducing overall debt service strain.

factualpending

Speaker

Neil Dutta

Evidence Quote

Auto Sales have been okay even though auto loan rates have gone up you know we're still kind of what 15 and a half 16 S I mean that's that's fine right

Source

Why The 2023 Recession Never Happened | Neil DuttaForward Guidance
Created: 8/12/2026, 6:02:32 PM

My Notes

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