AI is not a single technology but an umbrella term for loosely related technologies; ChatGPT and credit-risk classification algorithms are both called AI because they both learn from data, but they differ fundamentally in how they work, what problems they solve, how they can fail, and what the consequences of failure are.
definitionpending
Speaker
Arvin NarayanEvidence Quote
“AI is not one single technology. It's an umbrella term for a set of technologies that are only loosely related to each other.”
Source
AI Snake Oil: What Artificial Intelligence Can Do, What It Can’t, and How to Tell the Difference— MIT Stone Center on Inequality & Shaping WorkCreated: 8/11/2026, 6:51:26 AM
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