Traditional banking infrastructure is antiquated; as of 2021, physical bank visits and checks are still required for basic transactions like apartment deposits, with banks being closed on weekends and forcing individuals to take time off work.

Governments will use expanded financial surveillance capabilities once they have them, similar to how Facebook and major technology platforms use behavioral economic tools and will not relinquish them.

Learning is a lifelong process that removes pressure by making clear that mastery and certainty are never required, instead replaced by continuous experience and learning across decades, which is why Real Vision is betting big on education.

You cannot be paralyzed by the need for perfection, certainty, or always being right; instead you must get comfortable being uncomfortable, taking risk, and managing risk, which is the most valuable lesson for navigating the exponential age.

Fed has far more intervention tools now (13(3) programs, ETF purchases, corporate debt, fiscal stimulus) than in 2008-2009, making current situation even more distorted.