The USD/JPY ratio functions as a 'fear index' for the last two decades; when carry trades unwind, people become fearful about risk assets, resulting in selloffs.

The creation of a two-tier wealth system is a known conspiracy: one tier gets expensive life-extending therapies, stem cell treatments, elite education for children; the other tier is impoverished and denied these benefits.

Gold could eventually become classified as a 'strategic asset' by governments, and future gold purchases may be required to be registered with biometric identification and digital ID tracking; people should purchase gold now while unregistered 'black market' gold is still available.

Governments and corporations are working together against ordinary people ('dark states and nation state thinking'), engaging in controlled conflicts to 'cancel out some population on both teams by mutual agreement' and creating wars as wealth extraction mechanisms for the military-industrial complex.

Understanding the full immensity and severity of a crisis is necessary to formulate a proportionate response; if you underestimate the magnitude (thinking it's 'just a nick' when it's 'a machete wound'), you will be dramatically underprepared.

Every major financial crisis since 1989 (post-1987 crash) is marked in red boxes on the 10-2 Treasury yield curve chart showing inversions: early 1990s recession, 1997-2000 Asian crisis and Long-Term Capital Management, 2006-2007 subprime (with reversion in June 2007 preceding Lehman collapse in 2008), and 2019 repo crisis (CV19 follow-up).

All money is borrowed into existence; when a person buys a house, they are not using someone else's savings but rather new money is created as credit, and the buyer agrees to pay interest on that newly created money.

Gold has appreciated 10x over approximately 24 years (from roughly $240-250 in 2001 to $2,400-2,500 today), and this is still in the 'loping stage' before the real acceleration; gold should accelerate rapidly to $2,900, then $6,000-7,800 in the coming years.

Governments may deliberately introduce counterfeit currency to destroy confidence in cash; if statists 'go industrial' on counterfeiting with high-quality fraud at scale (50-60% of currency), people will eventually refuse to use cash, forcing adoption of digital currency control systems.

Bonds (TLT ETF and long-term treasuries) are in a multi-year downtrend and are approaching 'very close to zero' in value; short-term trading opportunities exist but holding bonds long-term is equivalent to 'catching a bar of soap slipping down a pipe' and should be avoided entirely.

The 'Magnificent Seven' tech stocks (Microsoft, Amazon, Netflix, Tesla, Meta) and surveillance finance companies benefit from government money creation and are trading at stretched valuations; they should not be bought at these levels, though they may continue higher if carry trade flows persist.

Gold miners have been underperforming because they face ESG taxation, difficulty raising cheap capital (unlike the carry trade bankster cartel), and must issue equity dilution to fund operations; they will only perform well once gold consistently outperforms inflation and silver reaches new highs.

The next major move in interest rates will likely be UP, not down; despite market expectations of Fed rate cuts (possibly 2-4 cuts totaling 1%), the reality will be rate spikes when the debt collapse triggers a crisis, which will impoverish people carrying floating-rate debt (car loans, mortgages, credit card debt).

Western nations are in a 'great leveling game' where the highest-apex Western nations (UK, US) are trending down, while lower-development nations (Indonesia, Bali, Latin America) are trending up; Western populations, particularly white Europeans, should consider relocating to these countries where they will have better demographic and economic futures.

The Art of War principle ('the greatest warrior is one that didn't fight') means that avoiding conflict through superior strategy is preferable to winning through direct confrontation; physically relocating to avoid societal collapse is strategically superior to armed resistance.

People are discouraged from understanding debt markets and foreign exchange because if they understood them, they would 'ask awkward questions' about the monetary and financial system.

Bond yields fell from 1556 basis points (15.56%) in 1982 to as low as 0.33% during COVID, representing a 40-year deflation in debt costs and a financialization of the economy that substituted Treasury bills for precious metals as the preferred 'safety trade'.

People should hold some physical cash despite its devaluation because of 'grid down moments' when ATMs go dark and electronic payment systems stop functioning, making cash the fallback for basic transactions.

The US equity market is not broadly good value on valuations; however, certain substrates are available (gold miners, equities excluded from the 'Mag 7' rally, small/mid-cap companies) that have been left out of the carry-trade-driven rally.

Surrendering tax residency and passport in high-tax Western nations (like Canada) represents an important personal finance decision that should not be deterred by bureaucratic difficulty; the fact that governments make it difficult is evidence that individuals should prioritize doing it.