PayPal succeeded not because of superior resources compared to banks, but because banks were too politically constrained to execute on the payment innovation despite having more money, talent, and resources available to them

causalpending

Speaker

Peter Thiel

Evidence Quote

When we started PayPal, people asked how we'd compete with banks. Banks were bigger, richer, more talented. The answer is large institutions are too screwed up politically to execute

Source

Reid Hoffman & Peter Thiel The Future of RevolutionsWorth Media
Created: 8/13/2026, 9:55:39 AM

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