Justin Carboni's job in financial planning is 90% asking 'are we on track with what we're trying to do?' and drilling down on the why—when clients feel tempted to chase performance or de-risk, the key intervention is asking 'how would you have felt if the market was down 20% and you were down 22%?' to test whether the proposed action actually aligns with their risk tolerance.

factualpending

Speaker

Justin Carboni

Evidence Quote

“90% of my day job is basically around are we on track with what we're trying to do... it's well it depends are are are you H like what how would you have felt... if the market was down 20 and even you know and you were down 22”

Source

Practical Lessons from Ben Carlson— Excess Returns
Created: 8/11/2026, 6:21:49 AM

My Notes

Loading notes...